
Home Loan Eligibility – Important Points
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Age: 21–65 years
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Income: Minimum ₹15,000–20,000/month (salaried)
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Credit Score: 750+ recommended
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Employment / Business: Salaried 2+ years, Self-Employed 2–3 years
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Existing Liabilities: High EMIs → lower eligibility
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Property LTV: 80–90% of property value
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Documents Needed: KYC, Income Proof, Property Documents
